For Brokers, TPAs & Carriers

Distribute on the platform that connects the loop.

HLG gives brokers, TPAs, and carriers a competitive plan product, modern administration, and a payments engine — packaged so you can win, retain, and scale your book.

Why partner with HLG

Built for distribution.

Lead with this
Differentiated plan products

Lead with First Choice Health Plan and twenty-plus years of MBA TPA administration credibility. Care management and cost mitigation that big carriers can't match.

First Choice Health Plan
PPO product
MBA TPA
20+ yrs admin
PayGate
Payments rail
Benefit Re
Captive layer
02
Faster quote-to-bind

Standardized eligibility, rating, and onboarding cycles measured in days, not weeks.

03
PayGate payments and commissions rail

PayGate handles employer invoicing and payments, HealthOne HSA Program Management, plus agency and broker commission calculation.

Playbooks

How partners put it to work.

01
Create value

Break the trendline with plans that lower premiums.

02
Define your value

Earn the commissions you deserve.

03
Gain efficiency

Let PayGate Logistics handle commissions.

The stack you distribute

One pipeline, end to end.

Layer 01
First Choice
Plan product
Plan
Layer 02
MBA TPA
Administration
Admin
Layer 03
PayGate
Payments & HSA
Payments
Layer 04
Benefit Re
Captive layer
Captive
How onboarding works

From book review to first bind.

01
Week 1
Book review

We map your in-force groups, carriers, and renewals against the HLG stack and identify the highest-yield wins.

HLG does next
Tailored opportunity brief in 5 days.
02
Week 2
Producer agreement

Standard producer contract, commission schedules, and co-branded marketing kit. Legal templates ready to redline.

HLG does next
Appointment paperwork submitted same week.
03
Weeks 3–4
Quoting & training

Producer portal access, rating engine training, and a dedicated underwriting contact for your first three quotes.

HLG does next
Live quotes within 7 days of training.
04
Renewal
Bind & grow

First binds, member onboarding, and quarterly business reviews on retention, attach rate, and commission flow.

HLG does next
Dedicated CSM + co-marketing budget.
Questions producers ask

Answers, no jargon.

The most common questions from brokers, TPAs, and carriers evaluating HLG. Don't see yours?

Ask our partner team
Built for distribution

Ready to grow your book?

30-minute book review. We'll surface the renewals where the HLG stack outcompetes your incumbent and outline a producer agreement — no commitment.

SOC 2 + HIPAA Bank-custodied funds 50-state licensed